Project-Based Financing Explained
Discover how commercial contractors can grow confidently with project-based financing. Learn cash flow strategies, preserve working capital, and choose financing partners who understand construction.
Contract-Based Financing Keeps Cash Flow Strong and Projects Moving
Discover how contract-based financing helps contractors fund mobilization costs, manage cash flow gaps, and scale projects with confidence.
How Contract-Based Financing Helps Construction Contractors Grow
The cash flow problem that stalls contractor growth FOR CONSTRUCTION TRADE CONTRACTORS, winning the job is only the beginning. The real challenge is you need cash to mobilize your crew, buy materials, secure permits, and make payroll long before you get paid—often 30–120+ days. When cash is tied up in retainage or prior projects, growth […]
What is a Merchant Cash Advance
For subcontractors and manufacturers, Merchant Cash Advances (MCAs) feel like a lifeline—especially when payroll is due and receivables are still weeks away. MCA brokers promise quick approvals, minimal paperwork, and money in the account in a day or two. But like most “easy” solutions, MCAs come with a catch. And when it comes to construction […]
What is Contract Based Financing?
Contract-based financing gives commercial contractors an opportunity to secure the capital they need before the job even begins. Meet Joe the Electrician The following scenario is based on a true story. Joe, owner of a growing electrical company, landed not one job, but two, in the same month. He was thrilled at the potential growth […]
How to Find the Right Construction Loan to Grow Your Business
Why would a subcontractor need a construction loan? Managing cash flow and staying above water can be difficult for any business, but the problem is especially prominent in the construction industry. Due to a complex and inefficient payment system, contractors have a nearly impossible task of covering the cost of a job, especially before the […]
When is it Time to Get Funding for Your Construction Project?
Few commercial contractors have the luxury of paying the full up-front cost of a project without help along the way. But often, they wait too long to seek that additional funding, which can put unneeded stress on the project itself or even the business overall. Due in part to the Great Recession a decade ago, […]
How to Get an SS-4 Form and Why We Request It
Most lending partners ask for verifying paperwork during the approval process, including copies of driver licenses, Articles of Incorporation, and an SS-4 form notice. The SS-4 form notice, also known as an EIN Confirmation Letter, verifies your Employer Identification Number (EIN). Why do we need to verify your EIN? An erroneous or invalid EIN can […]
Seeking a Commercial Construction Loan? Start Here.
Construction projects are capital-intensive and, unlike many other industries, the company undertaking the work — that is, the subcontractor — puts in a considerable amount of work before billing and months before receiving payment for its services. Many commercial contractors have a hard time securing traditional funding. Alternatives are available, but how do you decide […]
What is Commercial Construction Contract Financing?
Commercial construction contract financing is a way for contractors and subcontractors to borrow dollars they need for the early stages of a particular job by using the value of their contract as collateral for the loan. Mobilization Funding, sometimes referred to as Mobilization Financing, is a commercial construction contract financing option for subcontractors who are […]