The Guide to Merchant Cash Advance Loans (MCAs) 

Architect Contractors Reviewing BluePrints

Merchant Cash Advances, or MCAs, are a funding option for all types of businesses who need quick cash. But as a “quick fix” solution, it can come with a host of challenges that may lead to huge problems for small businesses, especially for those in the commercial construction industry. That’s right. MCAs are bad for… Read more »

Contract Financing for Construction Subcontractors

subcontractor financing

When it comes to managing business cash flow, construction subcontractors face a steep uphill battle as they take on new projects. With 45-60 days or more between starting the job and receiving their first payment, the subcontractor needs enough cash on hand to cover payroll, bond premiums, equipment leases, vendor or supplier payments, and other… Read more »

What Is WIP Financing?

Work in Progress WIP Factory

Does your manufacturing or fabricating business need additional funds to cover a cash flow pinch caused by a big order or a slow-paying customer? Work-in-Progress (WIP) financing is an important tool specific to the industry that may overcome these and other common cash flow challenges and better align with your business’s cash flow cycle than… Read more »

3 Bidding Mistakes that are Killing Your Profit Margin

A calculator and bidding sheet

Project bidding is a major challenge for commercial construction subcontractors in the United States. Estimating a bid involves a lot of hard work, research, and thoughtful planning. In its most basic form, a bid is the sum of estimated project costs, overhead expenses, and net profit margin. Click here to read our guide to calculating… Read more »

Liens 101: What Subcontractors Need to Know

mechanic lien

It may not seem like it, but when your subcontracting business performs work on a job prior to being paid, you are essentially extending credit to general contractors and property owners. Lien rights in the United States are your security and protect your commercial construction business so that you can get paid for your work…. Read more »

The Future of Commercial Construction is Green

The commercial construction market rises and falls with the global economy, but a few trends remain the same. One trend that continues to march forward and increase in importance is environmental stewardship. Green materials, green buildings, and green development strategies all play a role in the design process. More commercial clients demand it, and developers… Read more »

5 Commercial Construction Trends of 2019

Man using drone tablet

The modern construction site looks different than it did 20 years ago, 10 years ago, and even 5 years ago. Technology and industry trends are driving developers to do things differently, from changes in high-level planning to finding ways to detect minute leaks. Check out these top six constructions trends that are changing worksites in… Read more »

How to Calculate Profit Margin for Your Commercial Construction Project

how to calculate profit margin for commercial construction project

Updated May 7th, 2019 Is your commercial construction business profitable? For many commercial construction companies, the answer is “Yes, I think so!” Due to the inconsistent nature of commercial construction, it is essential to build a healthy profit margin into each of your projects, and to know what the breakeven point is that will determine… Read more »

Loan Types for Manufacturing Businesses

An empty manufacturing plant floor

In the decade following the Great Recession, many American manufacturing companies have struggled to secure loans or lines of credit from traditional banks. As a result, a host of new and different lending options have sprung up to help manufacturers looking to expand, better manage their cash flow, purchase new equipment and more.