Mobilization Funding is different. Right from the start.

Construction is a tough industry, and keeping your cash flow positive while you take on new work is even tougher. We can help with that. We provide funding before a project starts, so you don’t have to worry about how to cover your first payroll, insurance costs, or bills from vendors.

We want to help everyone who comes to us, but the truth is our lending programs may not always be the right fit for your business. We work best with companies who have:

  • $1 million in annual revenue
  • Financial records for the last 2 years
  • 3 or more active contracts or projects

If that doesn’t sound like your company, that’s okay. If we’re not the right solution, we’ll work with you to get you where you need to be. When we help, even in a small way, a business owner solve a challenge, we call it a good day.

Row of hard hats, one green and several yellow

Funding is easy as 1-2-3.

We keep our processes simple and efficient so that you can get what you need and get back to work.

Step One: Get in touch.

There are two easy ways to get the application process started:

  1. Complete our brief application form.
  2. Use the green chat bubble during normal business hours to chat live with a Mobilization Funding team member.

This first step will ensure that you meet our basic funding requirements surrounding the scope of the project, basic company history and the amount of capital requested.

Step Two: Talk to a real person.

In order to get you the help you need fast, we need to know a little bit about you, your business, and the project. We’ll give you a call at your convenience to figure out how we can best help you and your business.

Step Three: Collect and share documentation.

Unlike other lenders, which may focus heavily on credit score, average revenues, or how much personal collateral you can provide, our top priority for approval is the contract or purchase order for the job you are looking to start. In order to complete the underwriting process, we will need to review additional financial details and documents, including recent tax returns and bank statements. Below is a list of the minimum required paperwork.

  • Contract or Purchase Order for Project Seeking Funding
  • The 4 Most Recent Monthly Bank Statements
  • Business tax returns for the Past Two Years
  • Income Statement and Balance Sheet for the last two Years and the Current Year to date
  • Current Work in Progress (WIP) report and / or Accounts Receivable report

When the underwriting process is finished, we’ll send you a term sheet that specifies exactly how much money the loan will cost you in the amount of time you requested. Once you approve the term sheet, we will send you a final contract to sign.

You’re mobilized!

Our team will transfer the first installment of funds to your disbursement account so that you can start ordering materials, securing permits, setting up equipment rentals and getting back to business.

Stop worrying. Start working.

We are experts in financing and loans for construction subcontractors and manufacturers, but what we deliver is more than funds in a bank account; it’s peace of mind. We help business owners focus on performance, rather than payroll. We make sure you have the funds you need, so you can do the work you need to do.

Apply for Funding

Got a question about commercial construction financing and loans? Check out Commercial Construction Financing Questions for the answer.