Project-Based Financing Explained

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Discover how commercial contractors can grow confidently with project-based financing. Learn cash flow strategies, preserve working capital, and choose financing partners who understand construction.

How Contract-Based Financing Helps Construction Contractors Grow

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The cash flow problem that stalls contractor growth FOR CONSTRUCTION TRADE CONTRACTORS, winning the job is only the beginning. The real challenge is you need cash to mobilize your crew, buy materials, secure permits, and make payroll long before you get paid—often 30–120+ days. When cash is tied up in retainage or prior projects, growth […]

How to Calculate Operating Cash Flow

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Cash flow comes in three forms: operating, investing, and financing. We’ll focus on operating cash flow, which is the money your business makes from selling goods or services. Basically, the money your company makes doing whatever it is your company does. Financial cash flow shows the money you use to fund your business, including debt, […]

What Is Retainage in Construction?

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Been pondering the question “What is retainage in construction?” without an answer? Read on.  What is retainage? Retainage is a common word all subcontractors and construction-related businesses need to be aware of AND account for in their cash flow statements. The meaning comes from the words root, retain, or to hold. With contracted work, it […]