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Blogs

Our blog is where construction finance meets real-world advice. From cash flow strategies to industry insights, each post is designed to help contractors and business owners make smarter decisions.

What are the Differences Between Other Loan Programs like Factoring Vs. Line of Credit and Merchant Cash Advance?

When looking for immediate cash or a loan to help your business get the financing you need to start a project or build a product, there are a plethora of options available to you., but which one is right for you? Factoring vs. line of credit. What are the pros and cons of each? Where […]

What is Key When Managing Cash Flow for Small Business on a Project and Account for Various Costs and Expenses?

Cash flow is not hard to manage once you are aware of what information you need to track.  First and foremost, you need to know what the costs are.  Make a list of everything needed for your project. This will include expenses such as materials, travel, labor, tools, etc. Managing cash flow for small business […]

When is the Best Time to Pay for Materials? Should I Try to Take Advantage of Discounts and the Best Price?

Wondering when the best time to pay for your materials might be? When it comes to paying for materials, the optimal solution depends on the project modeling, needs of the project, and the cash flow requirements. It also depends on how long it takes to secure the material and how readily available it is. If […]

What Is Retainage in Construction?

Been pondering the question “What is retainage in construction?” without an answer? Read on.  What is retainage? Retainage is a common word all subcontractors and construction-related businesses need to be aware of AND account for in their cash flow statements. The meaning comes from the words root, retain, or to hold. With contracted work, it […]

Construction Inflation: What you need to know for your next bid

There’s one word that has been popping up for a while now. Inflation. Inflation is the rise of materials, labor, and equipment. Not only does it raise costs, but it also heavily impacts the bidding process and cash flow on your projects. What numbers worked then don’t work now, and being adaptable to inflation is […]

The Future of the Construction Industry

America was built upon the foundation of freedom seekers.  Our forefathers were able to create this country from their bare hands, paving out the roads to begin their journeys, building the homes to house their families and constructing the buildings that became their towns.  The America we look back on was beautiful, intricate, and strong.  […]

Small Business Construction Loans: How to Secure One

Within the construction industry, there are several myths I would like to bust! One of them is to change the negative perception around taking out a loan or needing funding! As businesses start out or begin to grow and scale, obtaining additional financing or securing small business construction loans to support cash flow to take […]

Trends and Problems in the Construction Industry 

In November, much of my Mobilization Funding team and I attended The Dirt World Conference in San Antonio, Texas.  It was an opportunity to join together, get educated and begin to strategize on some of the latest trends in construction!  The focus of the meeting was really centered around the industry’s greatest resource — its […]

Alternative Lending Solutions: Why They Exist for the Construction Industry

Today, we are going to talk about a variety of alternative lending solutions and why they exist. Why this topic? Well, the construction industry is dynamic, as you know, and one day, the likelihood is pretty high that you will need some type of financing. Given the state of how contractors get paid and payout, […]