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Blogs

Our blog is where construction finance meets real-world advice. From cash flow strategies to industry insights, each post is designed to help contractors and business owners make smarter decisions.

Webinar Replay: Mental Health in Construction

There’s a safety problem in American construction. It’s mental health. A recent study concluded that 83% of construction workers have experienced a mental health issue. The construction industry has the 2nd highest suicide rate of any industry in America. It’s time to DO YOUR PART to spread awareness and improve mental health in construction. Join […]

The Dangers of Merchant Cash Advances: Part 1

Merchant cash advances, or MCAs, are loans that business owners usually look to in a crisis. Think of them as the equivalent to the business version of a paycheck advance loan with high interest and repayment terms that often do not align with what is best for the business. MCA’s are dangerous for most merchants […]

The Dangers of Merchant Cash Advances: Part 2

Merchant cash advances, or MCAs, are loans that business owners usually look to in a crisis. Think of them as the equivalent to the business version of a paycheck advance loan with high interest and repayment terms that often do not align with what is best for the business. MCA’s are dangerous for most merchants […]

The Dangers of Merchant Cash Advances: Part 3

Merchant cash advances, or MCAs, are loans that business owners usually look to in a crisis. Think of them as the equivalent to the business version of a paycheck advance loan with high interest and repayment terms that often do not align with what is best for the business. MCA’s are dangerous for most merchants […]

The Dangers of Merchant Cash Advances: Part 4

Merchant cash advances, or MCAs, are loans that business owners usually look to in a crisis. Think of them as the equivalent to the business version of a paycheck advance loan with high interest and repayment terms that often do not align with what is best for the business. MCA’s are dangerous for most merchants […]

How to Calculate Operating Cash Flow

Cash flow comes in three forms: operating, investing, and financing. We’ll focus on operating cash flow, which is the money your business makes from selling goods or services. Basically, the money your company makes doing whatever it is your company does. Financial cash flow shows the money you use to fund your business, including debt, […]

I Just Got a New Large Contract, and my Business’s Cash is Tied Up in Other Projects. What are the Project Funding Requirements and What Should I do to Obtain Financing in Order to Get Mobilized on this Project? 

Congratulations on your new contract!  “What are the project funding requirements?” is one of many common questions that arise as businesses begin to expand and grow.  As businesses get multiple contracts at one time, analyzing and understanding your cashflow on each project becomes more important than ever before.  First, you need to take a look […]

What are the Differences Between Other Loan Programs like Factoring Vs. Line of Credit and Merchant Cash Advance?

When looking for immediate cash or a loan to help your business get the financing you need to start a project or build a product, there are a plethora of options available to you., but which one is right for you? Factoring vs. line of credit. What are the pros and cons of each? Where […]

What is Key When Managing Cash Flow for Small Business on a Project and Account for Various Costs and Expenses?

Cash flow is not hard to manage once you are aware of what information you need to track.  First and foremost, you need to know what the costs are.  Make a list of everything needed for your project. This will include expenses such as materials, travel, labor, tools, etc. Managing cash flow for small business […]