Contract Loans
Contract loans give you the upfront capital to get the job done. We finance your contract’s potential—so you can focus on performance.
Say Yes to that big project and No to cash flow headaches
Contract-based financing provides capital based on the value of your contract, rather than your credit score or asset equity.
Construction cash flow is broken
Contractors and subcontractors are literally building the future of our great nation through construction. But now, property owners and GCs are relying on you to finance them too.
Every new project comes with upfront costs like labor, materials, bonding and more.
Banks and other traditional lenders are hesitant to offer funds without collateral.
After you finance the first 30 days of work on the job, it can take 30-60 days post pay app before you get paid.
A Better Way to Fund
New Work—Built for You
Our loan program gives commercial contractors an opportunity to secure the capital they need before the job even begins. Streamline cash flow, focus on performance, and keep your reserves free for future growth.
- The collateral for the loan is the job contract itself.
- The repayment schedule is aligned with the project payment timeline.
- The loan is specific to each project, keeping your project funded and moving forward.
- Change orders and delays do not change the interest rate or nature of the loan.
- Your personal credit isn’t affected.
Best of all, you get the money when you need it most — before the work starts!
Stop worrying about how to make payroll, order materials, secure permits, and pay vendors. With our easy loan application you can quickly get funded and get to work.
Is That New Project Fueling Your Growth — Or Straining Your Cash Flow?
Don’t leave it to guesswork.
Our Project Cash Flow Calculator shows you exactly when money is coming in, when it’s going out, and how much profit you’ll actually take home. With clear visibility, you can protect your margins, plan with confidence, and keep your business moving forward.
I Can’t Tell the Story of My Business Without Talking About Mobilization Funding
We asked Prime Electrical’s CEO & founder Camell Williams to share why he became a Mobilization Funding client and what his experience has been with our company.