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90% of Construction Leaders Have Passed on Profitable Work Due to Cash Flow Timing: To better understand how upfront project costs influence growth decisions, Mobilization Funding, a provider of construction contract financing, partnered with the third-party survey platform Censuswide on the 2026 Construction Growth and Cash Flow Report to explore the financial realities facing commercial construction contractors and subcontractors.

Commercial construction firms continue to see strong demand across the market. Project pipelines remain active, infrastructure spending continues, and many contractors are pursuing larger opportunities than they were just a few years ago. Growth, however, comes with pressure. Winning work often requires companies to spend significant amounts of money before the first progress payment arrives. Labor ramp-ups, material purchases, equipment commitments, and mobilization costs can create financial strain long before projects begin generating revenue.

Weather delays and material shortages are visible and widely discussed. But it’s the cash flow disruptions that happen behind the scenes that wreak havoc on productivity and project timelines. A national report from Mobilization Funding sheds light on how payment timing affects construction schedules.

As the construction industry enters its busiest season, the contractors positioned for growth are the ones who have aligned cash flow with project execution. This article explores how strong cash flow management helps subcontractors protect margins, keep crews productive, strengthen supplier relationships, and capitalize on new opportunities in the second half of the year. Learn why treating cash flow as a strategic growth tool—not just an accounting function—can be the difference between managing constraints and scaling with confidence.

Construction is one of the last great frontiers for entrepreneurship. Demand remains strong and workforce shortages are reshaping competitive dynamics. Firms that pair craftsmanship with leadership, consistency and smart financial choices are emerging as standouts.

Large construction companies and some of their underfinanced subcontractors are turning down work as they both struggle with securing capital and restrictive payment terms.

MCAs can appear as an attractive alternative. Unfortunately, what looks like fast relief can trigger catastrophic collapse. The risk is especially high in construction, where cash flow timing rarely aligns with rigid MCA repayment schedules.

Scott Peper, founder of Mobilization Funding, shares what he is seeing in the construction economy and why building smarter financial support systems for contractors is essential to strengthening the workforce that builds America.

Scott Peper, CEO and founder of Mobilization Funding, has built his company to address what he identifies as a systemic gap in construction financing.